Apple Pay might soon arrive in India; Apple reportedly in talks with key Indian banks

Back in 2014, Apple officially introduced Apple Pay, and this payment service is already available across 89 markets globally. But the Indian Apple fans were still deprived of this service.

Seems like the wait for Apple fans in India will finally be getting over, as according to a new report by Bloomberg, Apple Inc. is in talks with key Indian banks to start its payment service, Apple Pay in India.

Apple Pay arriving in India?

It is reported that, according to people aware of the matter, the company is in talks with ICICI Bank Ltd., HDFC Bank Ltd. and Axis Bank Ltd., as it aims to introduce its payment service in India around the middle of 2026. Though the timeline is still peculiar.

Apart from this, Apple is also said to be discussing the plan with global card networks, Mastercard Inc. and Visa Inc. Apple Pay in India is expected to support India’s state-backed Unified Payments Interface (UPI), alongside card payments.

If you remember, last year, NPCI (National Payment Corporation of India) rolled out biometric authentication, such as fingerprint or facial recognition, for UPI transactions. And we all are aware that Apple Pay relies on Face ID or Touch ID to approve payments in-person via tap-to-pay, on websites and through apps.

This new rule by NPCI seems to be in favour of Apple’s plan to introduce Apple Pay in India. The Indian market has been a key player for Apple in recent years, with increasing sales and expansion of its retail presence in the country.

And now with the launch of Apple’s payment service, the company is expected to witness another boost in the country.