Until now, if an Indian user wanted to approve their UPI payments, they used to enter their UPI PINS. Well, entering the UPI PIN manually can sometimes be tricky if you are in a hurry or in a crowded place where you have a risk of others watching your PIN.
The National Payments Corporation of India (NPCI) has now resolved this issue. Yesterday at the Global Fintech Festival (GFF) 2025, NPCI announced the launch of device-based fingerprint and face authentication for UPI transactions.
Faster, simpler, and secure, Bio-metric authentication for transactions is now available on UPI.
NPCI rolled out device based fingerprint and face authentication for transaction at #GFF2025, making transactions easier than ever.
Hon’ble Deputy Governor Shri T Rabi Sankar,…
— NPCI (@NPCI_NPCI) October 7, 2025
This is a seamless, secure, faster, and user-friendly alternative to PIN-based UPI authentication. Starting today, customers can authenticate UPI payments directly through their smartphones’ built-in security options, such as fingerprint or face unlock.
This biometric authentication facility will be made available to customers who choose to opt in, giving them control over their preferred mode of authentication. With this method, payments are said to be made more secure by reducing the need for repeated PIN entries.
It is said that each transaction is independently verified by the issuing bank using robust cryptographic checks, ensuring the highest level of safety while keeping the experience simple and seamless.
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